Unique Payments Service Provider

SWiM PAY Online Payments and e-wallets have been designed to complement the SWiM GDS platform as well as many other online digital marketplaces and ecommerce platforms the world over.


Online Payments & E-Wallets

SWiM PAY Online Payments and e-wallets combine world leading payments, FX, KYC, local and cross border payments technology, to ensure lightning fast and efficient settlement of transactions.

Payments For B2B Marketplaces

SWiM PAY will initially exclusively handle all transactions within the SWiM GDS platform and thereafter progress to service other B2B markets.



(Coming Soon)

Our affiliate business, SWiM Capital, will soon be offering the world's first "B2B - Buy Now - Pay Later" credit facility known as "SWiM PAY LATER".

Once available, this facility can be extended to any qualifying business holding SWiM PAY membership.

Regulatory Notices

  • APAC
  • In the Asia Pacific region, Payment Services for SWiM PAY PTY LTD are provided by NIUM Pte Ltd Registration number 201422465R. Registered address 16 Raffles Quay Hong Leong Bldg, 20-05 Singapore, 048581 Singapore. This does not constitute or form part of an offer, solicitation, or advertisement of Nium Pte. Ltd.'s services to any person outside Singapore.
  • UK
  • SWiM PAY PTY Ltd. The e-money and related payment services are provided by Nium Fintech Limited. Nium Fintech Limited is a company registered in England with company number 09039850, authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 901024.)
  • EEA
  • SWiM PAY PTY Ltd. The e-money and related payment services are provided by UAB Nium EU. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).
  • USA
  • SWiM PAY (USA) INCORPORATED is "powered by Nium. Nium's program is sponsored by CFSB to which Nium is a service provider"

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