SWiM PAY - Smart - Fast - Secure

Comprehensive Local and International Payments


B2B Payments

SWiM Pay covers all your B2B payment requirements.

Open multiple SWiM PAY E-Wallet Accounts in up to 49 different currencies, all as your own named accounts with dedicated multi-currency IBANs and SWIFT/BIC codes which you can provide to your customers, payers and third parties to receive funds.

  • The Future of B2B Payments Is Here
  • Local & Cross Border Payments
  • Efficient and Cost Effective
  • Digital KYC Processing
  • Rewards Every Payment

Local Payments

Make and Receive Instant Local Payments via SWiM PAY

Choose from many types of local accounts, including

  • SWiM PAY E-Wallet Accounts (38 Local & Foreign Currencies)
  • Debit/Credit Cards (Coming Soon)
  • Loans/Credit - Insurance (Coming Soon)

Select multiple Payment Methods, including

  • E-Wallet to/from Bank
  • E-Wallet to E-Wallet
  • SWiM REWARDS Redemption
  • BPAY (Coming Soon)
  • Direct Debit (Coming Soon)
  • SWiM Bill PAY (Coming Soon)
  • Debit/Credit Cards (Coming Soon)



International Payments

Lightning Fast Settlement of International Transactions in up to 49 Currencies. Make international payments to over 180 countries.

  • Minimise delays in making or receiving payment
  • Reduce Foreign Exchange movement Risk
  • Avoid Unecessary Waiting
  • Fixed and Transparent Tranfer Fees


Payment Channels & Methods

SWiM Pay provides all payment methods and channels, worldwide.

  • SEPA/ SEPA-Instant
  • ACH Network USA
  • "Refunds" / "Chargebacks" Capable
  • FX - multi currency payment/settlement
  • BPAY (Coming Soon)
  • Direct Debit (Coming Soon)
  • NPP Australia (Coming Soon)
  • Credit/Debit Cards (Coming Soon)



Clearing House Partners

For your convenience, SWiM Pay operates through all the international banking clearing systems, so you can easily transfer your funds anywhere.

  • ACH - United States of America
  • Faster Payment - United Kingdom
  • FPS - Hong Kong
  • NPP - Australia

SWiM PAY - Smart - Fast - Secure

Regulatory Notices

  • APAC
  • In the Asia Pacific region, Payment Services for SWiM PAY PTY LTD are provided by NIUM Pte Ltd Registration number 201422465R. Registered address 16 Raffles Quay Hong Leong Bldg, 20-05 Singapore, 048581 Singapore. This does not constitute or form part of an offer, solicitation, or advertisement of Nium Pte. Ltd.'s services to any person outside Singapore.
  • UK
  • SWiM PAY PTY Ltd. The e-money and related payment services are provided by Nium Fintech Limited. Nium Fintech Limited is a company registered in England with company number 09039850, authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 901024.)
  • EEA
  • SWiM PAY PTY Ltd. The e-money and related payment services are provided by UAB Nium EU. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).
  • USA
  • SWiM PAY (USA) INCORPORATED is "powered by Nium. Nium's program is sponsored by CFSB to which Nium is a service provider"

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