B2B Payments

SWiM Pay covers all your B2B payment requirements.

Open multiple SWiM PAY E-Wallet Accounts in up to 49 different currencies, all as your own named accounts with dedicated multi-currency IBANs and SWIFT/BIC codes which you can provide to your customers, payers and third parties to receive funds.

• The Future of B2B Payments Is Here
• Local & Cross Border Payments
• Efficient and Cost Effective
• Digital KYC Processing
• Rewards Every Payment

Local Payments

Make and Receive Instant Local Payments via SWiM PAY

Choose from many types of local accounts, including

• SWiM PAY E-Wallet Accounts (38 Local & Foreign Currencies)
• Debit/Credit Cards (Coming Soon)
• Loans/Credit - Insurance (Coming Soon)

Select multiple Payment Methods, including

• E-Wallet to/from Bank
• E-Wallet to E-Wallet
• SWiM REWARDS Redemption
• BPAY (Coming Soon)
• Direct Debit (Coming Soon)
• SWiM Bill PAY (Coming Soon)
• Debit/Credit Cards (Coming Soon)

International Payments

Lightning Fast Settlement of International Transactions in up to 49 Currencies. Make international payments to over 180 countries.

• Minimise delays in making or receiving payment
• Reduce Foreign Exchange movement Risk
• Avoid Unecessary Waiting
• Fixed and Transparent Tranfer Fees

Payment Channels & Methods

SWiM Pay provides all payment methods and channels, worldwide.

• SWIFT
• SEPA/ SEPA-Instant
• ACH Network USA
• RTGS / FPS UK
• "Refunds" / "Chargebacks" Capable
• FX - multi currency payment/settlement
• BPAY (Coming Soon)
• Direct Debit (Coming Soon)
• NPP Australia (Coming Soon)
• Credit/Debit Cards (Coming Soon)

Clearing House Partners

For your convenience, SWiM Pay operates through all the international banking clearing systems, so you can easily transfer your funds anywhere.

• ACH - United States of America
• Faster Payment - United Kingdom
• FPS - Hong Kong
• NPP - Australia

Regulatory Notices

• APAC
• In the Asia Pacific region, Payment Services for SWiM PAY PTY LTD are provided by NIUM Pte Ltd Registration number 201422465R. Registered address 16 Raffles Quay Hong Leong Bldg, 20-05 Singapore, 048581 Singapore. This does not constitute or form part of an offer, solicitation, or advertisement of Nium Pte. Ltd.'s services to any person outside Singapore.
• UK
• SWiM PAY PTY Ltd. The e-money and related payment services are provided by Nium Fintech Limited. Nium Fintech Limited is a company registered in England with company number 09039850, authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 901024.)
• EEA
• SWiM PAY PTY Ltd. The e-money and related payment services are provided by UAB Nium EU. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).
• USA
• SWiM PAY (USA) INCORPORATED is "powered by Nium. Nium's program is sponsored by CFSB to which Nium is a service provider"