"SWiM PAY Members gain automatic Membership to our affiliated Cash Rewards Programme SWiM REWARDS"

Cash Back or Convert

SWiM REWARDS is a transformational US Dollar backed Cash Rewards Scheme and Global Points Exchange Programme.

SWiM REWARDS provides you FREEDOM to use Cash Rewards Points earned as you see fit. Points holders may also elect to bank or cash-in their SWiM REWARDS Points and convert them into any currency they choose.


Select Your Reward

SWiM REWARDS Points can be used for Cash Back or to redeem for services and commodities available through the SWiM REWARDS MARKETPLACE. With future expansion SWiM REWARDS points will ultimately be able to be used to pay for anything, anywhere, anytime globally.

New Revenue Stream

The combined service offering of SWiM PAY and SWiM REWARDS significantly enhances the business of Online Marketplace and Online Sales Platforms. SWiM REWARDS in conjunction with SWiM PAY collaborates with Marketplace Operators to provide them a zero-cost , predictable new Revenue Stream.


Superior Benefits

Membership in SWiM REWARDS is available for both the Business and Consumer in three Status Levels (Silver, Gold & Platinum Membership). Each Status Level Membership provides its own unique benefits, special offers, promotions, discounts, standard plus bonus SWiM REWARDS points earnings, all attained through our exclusive Members Concierge Service.

Connect to SWiM REWARDS

Regulatory Notices

  • APAC
  • In the Asia Pacific region, Payment Services for SWiM PAY PTY LTD are provided by NIUM Pte Ltd Registration number 201422465R. Registered address 16 Raffles Quay Hong Leong Bldg, 20-05 Singapore, 048581 Singapore. This does not constitute or form part of an offer, solicitation, or advertisement of Nium Pte. Ltd.'s services to any person outside Singapore.
  • UK
  • SWiM PAY PTY Ltd. The e-money and related payment services are provided by Nium Fintech Limited. Nium Fintech Limited is a company registered in England with company number 09039850, authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 901024.)
  • EEA
  • SWiM PAY PTY Ltd. The e-money and related payment services are provided by UAB Nium EU. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).
  • USA
  • SWiM PAY (USA) INCORPORATED is "powered by Nium. Nium's program is sponsored by CFSB to which Nium is a service provider"

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